Mobile Banking

Convenience @ Your Fingertips


With Carolina Trust’s Mobile Banking app, you can check balances, transfer funds, make check deposits, and pay bills conveniently and securely from your smartphone.  Even if you don’t own a smartphone, you can still access our mobile site at to login to your account.

To download your device’s appropriate app, visit their store or you may also scan a QR code below for our most popular versions.

apple mobile banking appandroid mobile banking app


Mobile Deposit


mobile depositConveniently deposit checks from wherever you may be.  All you need is a smartphone and our secure mobile app.

Simply follow these quick and easy steps and the check image will be sent directly to Carolina Trust for deposit:

  1. Open the Carolina Trust Mobile App
  2. Login to your account
  3. Click on the ‘Make a Deposit’ option
  4. Choose the destination account
  5. Enter the amount of the check
  6. Endorse (sign) and write your account number and “Mobile Deposit” on the back of the check
  7. Take photos of the signed check (front and back) by following the prompts
  8. Tap the ‘Submit’ button to deposit the check

Once submitted, you’ll receive an email letting you know your deposit has been reviewed by CTFCU staff.  In order to confirm the deposited item has been added to your account balance, please sign up for eAlerts and setup the ‘Deposit Notice’ eAlert.  Now you can make check deposits anytime, anywhere!  It’s banking in a snap!



Text Banking


To access your account via SMS Texting, simply visit our mobile site, login to your account and select SMS Messaging to enroll your wireless phone.



Mobile Bill Pay


Pay your bills on the go!  Simply sign on to your Carolina Trust Mobile App, select the biller, enter the payment amount, set the payment date and submit. You determine when payments are made and how much is paid, while maintaining the ability to view previous and upcoming payments. Best of all, it’s free*!

*Free online/mobile bill pay includes up to 15 payments within a 30-day period; additional payments are $0.49 each.



Sign Up Today!


For a complete list of mobile banking features, functionality and security standards, please review the informative FAQs below. And, be sure to check out our handy user guides for specific tips and techniques:

mobile banking questions   mobile banking app user guide   mobile deposit questions
mobile banking site user guide   mobile banking disclosures

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