Auto Insurance & Homeowners Insurance Carolina Trust Insurance Products Carolina Trust Federal Credit Union provides cost effective insurance options through trusted brokers. Whether you’re interested in long-term care insurance or competitively priced auto insurance, we’ve got you covered! Auto & Homeowners Insurance Credit Union members could receive special discounts on auto insurance. Mechanical Repair and GAP (Guaranteed Auto Protection) Insurance are also available for used vehicles. Homeowners Insurance is available for single-family homes, condominiums, rental units, mobile homes and seasonal vacation homes.Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You can enjoy discounted rates combined with online convenience and 24/7 claims service. Get your Health Insurance The Affordable Care Act means nearly every American must have health insurance. If your employer doesn’t offer a plan, if you don’t qualify for Medicaid and you’re not yet eligible for Medicare, you’ll likely need to purchase a health insurance plan on your own. The TruStage Health Insurance Program can help. You can easily compare health insurance plans from multiple carriers, get quotes, receive expert advice and purchase coverage that makes sense. You can also determine whether you qualify for financial assistance. Credit Life Insurance Designed to help reduce or pay off your eligible loan balance, up to the coverage maximum in the event of a covered borrower’s death. An unexpected death can affect a member’s household income level, making financial commitments difficult to meet. Protecting your loan payments against an unexpected life event could help protect more than your finances. It could help lighten the burden for the people you care about. MEMBER’S CHOICE is available on Carolina Trust vehicle loans, home loans, home equity loans, personal loans and credit card balances*. *Maximum coverage limit for Credit Life is $50,000 per loan. Credit Disability Insurance Credit Disability insurance may help make the loan payment, up to the coverage maximum, if a covered borrower becomes totally disabled due to a covered injury or illness. MEMBER’S CHOICE is available on Carolina Trust vehicle loans, home loans, home equity loans, personal loans and credit card balances*. *Maximum Monthly Benefit for Credit Disability is $650 per loan. Accidental Death & Dismemberment (AD&D) Coverage Carolina Trust offers members $1,000 in free Accidental Death and Dismemberment (AD&D) coverage! We pay the premiums. This complimentary insurance is available to all members age 18 and older. In addition to the $1,000 no-cost offer, members are eligible to purchase up to $300,000 in additional AD&D coverage at low group rates. There are no medical exams or lengthy health questionnaires to qualify for this insurance. This important Credit Union provided coverage is a wonderful way to help add more security for your family when they need it most. Plus, you can earn additional Member Reward points by adding Credit Life, Credit Disability, Mechanical Repair Coverage or GAP insurance to your loan account!